Overview
Tink is a Stockholm-based open-banking provider founded in 2012 that became part of Visa in 2022; it has more than 600 employees serving 19 European markets from 13 offices[27]. Account Check lets a business confirm the owner of a bank account by fetching real-time data from banks, from account number, IBAN or routing number to account holder name, after the customer authenticates through Tink Link[26].
Tink states connections to more than 3,000 banks across Europe and reports conversion uplift of more than 20% seen by customers after integrating[26]. Uses include Direct Debit and payout onboarding, loan applications and checking payment details before payment[26]. Console and sandbox tools with simulated data support integration[26]. The pricing page offers Standard and Enterprise tiers, under Tink’s licence or the customer’s own, for current, savings and credit-card accounts of private individuals[28].
Account Check depends on the account holder logging in to their bank, so it suits consumer onboarding rather than checking a supplier’s details. Prices are custom.
Tink Account Check features
- Account holder name from bank data
- Input by account number, IBAN or routing number
- 3,000+ bank connections in Europe
- Tink Link authentication flow
- Sandbox with demo bank users
- Standard and Enterprise tiers
Tink Account Check pricing
Custom pricing on Standard and Enterprise tiers; contact sales.
Tink Account Check strengths and limitations
Strengths
- Holder data read directly from the bank
- Wide European bank connectivity
- Developer sandbox
- Backed by Visa
Limitations
- Requires the account holder to authenticate
- Personal accounts only per the pricing page
- No published prices
- No bulk or monitoring features
Appears in
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