Overview
Payment Depot is a US merchant-services provider owned by Stax. Its earlier membership plans have been replaced, according to NerdWallet’s 12 January 2026 review, by interchange-plus pricing with a markup of 0.2% to 1.95% and no subscription.[6] Payment Depot’s own pricing page blocked automated access during research.
Merchants pay a $10 monthly PCI compliance fee; there are no long-term contracts or termination fees. Hardware is bought outright, from $125 for a SwipeSimple B350 reader to $2,195 for a Clover Station Duo. Support is available by phone, chat and email on weekdays from 8 a.m. to 6 p.m. Eastern. NerdWallet notes that accounting integrations require third-party apps and some e-commerce integrations may cost extra.[6] Because the markup is set per merchant within a wide range, Payment Depot is best evaluated by requesting a written quote and comparing it with Helcim’s published tiers.
Payment Depot features
- Interchange-plus pricing
- Clover and SwipeSimple terminals
- No contracts or termination fees
- Online and in-person acceptance
- Clover and SwipeSimple hardware
- No long-term contracts
Payment Depot pricing
Interchange + 0.2%–1.95% (quote-based); $0 subscription; $10/month PCI; hardware $125–$2,195.
Payment Depot strengths and limitations
Strengths
- No subscription or contract
- Dedicated merchant account
- Choice of Clover hardware
- No subscription fee
- No long-term contract or termination fee
Limitations
- Markup not published per merchant
- PCI fee
- Indirect integrations
- Markup range is wide and quote-based
- $10 monthly PCI fee
- Limited support hours
Appears in
Payment Depot alternatives and competitors
Alternatives to Payment Depot: companies ranked in the same lists.
Helcim- Square
Clover
Chase Business Complete Banking
Stax
Stripe Atlas- Toast
- Authorize.net
Adyen
Global Payments
Elavon
Shopify Payments
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