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Shopify Payments

Store-first platform used by the largest number of selling businesses

Overview

Shopify POS is the in-store checkout of Shopify Inc., the commerce platform with principal offices in Ottawa and New York. Shopify reported total revenue of US$11.6 billion and gross merchandise volume of US$378.4 billion for 2025; it earns POS revenue through POS Pro subscriptions, charged per month and per location with an annual option, and through sales of POS hardware[3].

Every paid Shopify plan includes the basic POS, and the POS Pro add-on unlocks the features that a permanent shop needs: unlimited staff logins with roles and permissions, manager approvals, commissions, barcode receiving, quick stock counts, and returns or exchanges at any location regardless of where an item was bought[1][2]. Inventory syncs in real time between the store, the online shop and other channels, and omnichannel options include in-store pickup, ship-from-store and local delivery. Hardware covers a countertop terminal kit, a Bluetooth tap-and-chip reader and Tap to Pay on iPhone[2].

The model suits retailers whose online store is on Shopify, because the catalogue, customer records and gift cards are shared. The trade-offs are cost and lock-in: POS Pro is billed on top of the platform plan for each location, and the published card rates assume Shopify Payments, with extra fees for third-party providers. Intuit now recommends Shopify POS to former QuickBooks Desktop POS users[1][25].

Shopify Payments features

  • Real-time inventory sync across store and online
  • Returns and exchanges at any location (POS Pro)
  • Staff roles, approvals and commissions (POS Pro)
  • Buy online, pick up in store and ship-from-store
  • Tap to Pay on iPhone without extra hardware
  • Purchase orders and stock transfers
  • Online store and checkout
  • Point-of-sale add-on

Shopify Payments pricing

Prices displayed in euros to European visitors: Basic €27/month, Grow €74/month, Advanced €384/month (1- or 3-year term), Plus from €2,100/month (3-year term). POS Pro adds €79 per location per month, billed yearly. Card rates from 2% (Basic), 1% (Grow) and 0.6% (Advanced) are listed for third-party providers. Trial: 3 days free, then 3 months for €1/month. US dollar prices were not displayed to the reviewer.

Shopify Payments strengths and limitations

Strengths

  • Single catalogue and customer base with the Shopify online store
  • Returns, exchanges and pickup across channels with POS Pro
  • Large app ecosystem and in-house hardware line
  • Published prices and processing rates
  • Most widely used selling platform
  • Strong checkout and POS

Limitations

  • POS Pro is billed per location on top of the platform plan
  • Extra transaction fees when not using Shopify Payments
  • Retail functions such as quick counts and staff roles require POS Pro
  • Prices shown only in local currency on the pricing page
  • Extra fee when not using Shopify Payments
  • Content features secondary to store

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