Plooto Pricing, Plans & Alternatives (2026)

Overview

Plooto is a payables and receivables platform for small businesses and accounting firms, supporting domestic EFT and Interac e-Transfer payments in Canada, ACH payments, cross-border payments to more than 40 countries, pre-authorised debits and card payments^[11].

The Go plan, available only to clients of accounting firms, costs US$9 a month and covers low payment volumes with basic approvals; Grow starts at US$32 a month and adds custom workflows; Pro starts at US$99 a month with multi-level, multi-step and departmental approvals and advanced controls^[11]. All include automatic two-way sync with accounting software and a 30-day free trial^[11].

Transaction fees are published: domestic EFT payments cost US$1 on Go and US$0.50 on Grow and Pro, ACH payments US$1, cross-border payments US$19 on Go and US$10 on higher plans, and paying vendors by credit card 2.9%^[11]. Go is capped at five domestic and ACH transactions per billing cycle and US$5,000 per transaction^[11]. Its support for Canadian EFT, Interac e-Transfer and pre-authorised debits makes it relevant to Canadian businesses.

Plooto features

Canadian EFT and ACH payments
Cross-border payments to 40+ countries
Pre-authorised debit collections
Multi-level approvals (Pro)
Pay vendors by credit card
Two-way accounting sync

Plooto pricing

Go: US$9/month (accounting-firm clients only; 5 domestic/ACH transactions per cycle). Grow: from US$32/month. Pro: from US$99/month. Fees: domestic EFT US$1 (Go) or US$0.50; ACH US$1; cross-border US$19 (Go) or US$10; card payments 2.9%. 30-day free trial.