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Soldo

Prepaid company cards and wallets for UK and EU businesses

Overview

Soldo provides prepaid company cards and wallets that sit alongside a business’s main bank account rather than replacing it[18]. The software is operated by Soldo Software Ltd in the UK, and the e-money accounts and payment services are provided by Soldo Financial Services Ltd, an FCA-authorised electronic money institution[18]. It serves incorporated businesses only[18].

On its UK price list, Standard costs £27 per month plus VAT with one wallet, three users, three cards and up to 20 outbound bank transfers a month; Plus costs £39 per month with three company wallets, three users and three cards, adding team wallets, multi-currency spending, OCR receipt automation and an Amazon Business integration[18]. Unlimited, priced on request, removes the caps and adds custom approval workflows, an SAP Concur integration and more than 100 software integrations[18]. Standard and Plus come with a 30-day trial; there is no free plan[18].

The prepaid model gives strong control over money loaded to cards, which suits marketing teams, field staff and franchise networks, but requires active funding of wallets and offers no credit line.

Soldo features

  • Prepaid cards loaded from company funds
  • Budgets per employee or team
  • Flat monthly plan pricing
  • 30-day free trial
  • UK and EEA issuing entities
  • Prepaid physical and virtual cards
  • Company and team wallets
  • Multi-currency spending (Plus)

Soldo pricing

Standard: £27 per month plus VAT. Plus: £39 per month plus VAT. Unlimited: on request. Both priced plans include a 30-day free trial; card issuance and cash-withdrawal fees apply separately.

Soldo strengths and limitations

Strengths

  • Flat monthly fee rather than per-user
  • No credit exposure
  • Own regulated e-money issuers
  • Cash withdrawal available
  • Low, published entry price
  • Wallet-based budget control

Limitations

  • Prepaid cards must be topped up in advance
  • No credit line or rewards stated
  • Extra fees for issuance and withdrawals
  • Not offered in the US on the pages reviewed
  • Prepaid only, no credit
  • Low user and card caps on lower plans

Appears in

Soldo alternatives and competitors

Alternatives to Soldo: companies ranked in the same lists.

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