Coface Business Information

Trade credit insurer selling reports, a 0–10 default score and credit opinions

Overview

Coface is a trade credit insurer that reports about 100,000 clients across some 200 markets, and it sells the risk information it uses for underwriting as a separate service, Coface Business Information[35]. The product set includes Business Reports, a Score, a Credit Opinion, Portfolio Insights, Economic Insights and Monitoring, delivered through the Urba360 platform and APIs[21].

The Coface Score predicts the probability of default over a 12-month period and ranks companies on a standardised scale from 0 to 10[21]. The Credit Opinion is the product most closely tied to Coface’s role as an insurer. The service also provides country and sector assessments, useful to exporters judging risk beyond a single counterparty[21].

Coface does not publish the number of companies in its database or any prices on the pages reviewed, and the 0 to 10 scale’s end points are not explained on the public page[21]. For buyers who do not insure their receivables, the service competes directly with Creditsafe and D&B on international reports.

Coface Business Information features

  • Business Reports on companies in about 200 markets
  • Score: 12-month default probability on a 0 to 10 scale
  • Credit Opinion on individual buyers
  • Portfolio monitoring
  • Country and sector risk assessments
  • Urba360 platform and API

Coface Business Information pricing

Quote-based; no prices or trial published.

Coface Business Information strengths and limitations

Strengths

  • Credit Opinion product alongside reports and scores
  • Country and sector risk alongside company data
  • API catalogue for integration

Limitations

  • Database size not disclosed
  • Score scale end points not explained publicly
  • No published pricing

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