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Creditreform

German credit-agency association with 162 European offices and 162,000 members

Overview

Creditreform is organised as a federation of local credit-protection associations under the Verband der Vereine Creditreform e.V., and describes a history of 145 years[19]. It reports 162 local offices in Europe, about 162,000 member companies, nearly 4,000 employees and 88 million company records worldwide[19]. The group works directly in 22 countries and uses a partner network elsewhere[38].

Its business information service lets members look up company credit data in an online database, with a separate Auslandsauskunft for foreign companies[38]. The German site lists national and international credit reports (Bonitätsauskünfte), a self-disclosure report called Meine Bonität through which a company can see its own file, the CrefoZert creditworthiness certificate, and the MyCrefo mobile app[20]. Creditreform also runs debt collection, including the WebInkasso ordering tool[38].

The main limitations for international readers are that most product detail is published in German, prices are not shown on the pages reviewed, and the solvency index scale is not explained on the pages opened for this list. Access is generally by membership, which suits firms with recurring needs more than one-off buyers.

Creditreform features

  • Membership-based online credit reports
  • International reports through Creditreform Auslandsauskunft
  • Meine Bonität self-disclosure for a company's own file
  • CrefoZert creditworthiness certificate
  • Integrated debt collection (WebInkasso)
  • MyCrefo mobile app

Creditreform pricing

Prices not published on the pages reviewed; membership and report fees arranged with a local office.

Creditreform strengths and limitations

Strengths

  • Dense local office network in German-speaking Europe
  • Self-disclosure product lets companies see their own file
  • Debt collection available from the same provider

Limitations

  • Product detail mainly in German
  • No published prices or published score scale on the pages reviewed
  • Smaller stated database than global providers

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