Best KYB Providers in 2026

Ondato is an identity-verification and onboarding company founded in 2018. It moved its headquarters to London in 2021 and runs research and development in Vilnius, Lithuania. The company states it has onboarded more than 40 million users.

Its business verification product combines registry data with checks on the people behind a company. Ondato states coverage of 195 countries, with shareholder information in 105 jurisdictions and representative records from 188, drawn from local and global business registries. The product maps ownership structures to identify beneficial owners, captures representatives' identity documents with liveness and biometric checks, and screens against sanctions, PEP lists (it cites more than 16 million PEP profiles) and adverse media. KYB forms are configurable with conditional logic and can be pre-filled from registry data, and periodic monitoring watches for changes in status, ownership or risk profile.

Ondato scores the maximum on this list's methodology mainly because it is one of few vendors to publish a KYB price, listed as starting from €600. The page does not say whether that is a monthly fee, a setup fee or a bundle, so buyers still need a quote. Named customers in testimonials include Ooredoo, SME Bank and Compensa Life. Its shareholder coverage of 105 jurisdictions is narrower than its headline 195-country figure, which matters for UBO work in less transparent registers.

Sumsub was founded in 2015 and lists offices in London, Singapore, Riga, Limassol, Berlin, Miami, Dubai and Tel Aviv; it states that more than 4,000 companies use it and that it verifies more than 2 million people a day. It is best known for consumer identity verification, and its KYB module extends the same platform to companies.

Sumsub states that its registry checks draw on more than 600 million commercial records and over 30,000 data sources in more than 220 countries, and that beneficial owners and directors are verified in the same flow as the registry check. Corporate documents in any language are read automatically and cross-checked, with manual review by an in-house compliance team available for documents from more than 140 countries. AML screening draws on more than 11,000 data sources, and periodic rechecks can be scheduled by risk level. Pass rates and timings quoted on the page are Sumsub's own figures.

The main limitation for buyers is price transparency. Sumsub publishes self-serve plans starting at US$1.35 per verification, but business verification is included only in its Custom plan, which requires a quote. Because KYB sits in the same console as consumer KYC, it suits firms that onboard both individuals and businesses; firms that only need company data may find a registry specialist simpler.

ComplyCube is a UK-certified identity service provider whose platform covers document and biometric verification, AML screening and business verification. It states coverage of more than 220 countries and territories and more than 10 million transactions processed weekly.

Its KYB workflow identifies companies, directors and ultimate beneficial owners, validates ownership records against registries and other sources, and is designed to surface shell-company exposure and hidden ownership structures. Guided capture flows collect identity evidence from the individuals involved, which the company says simplifies onboarding of complex structures, and ongoing monitoring covers businesses, directors and UBOs for sanctions updates, ownership changes and adverse media. The page describes access to global company registries, credit bureaus and other data providers but does not give a register count.

ComplyCube's security page lists ISO/IEC 27001:2022 and ISO 9001:2015 certification, UK Cyber Essentials, certification under the UK digital identity and attributes trust framework, and an ISO/IEC 30107-3 Level 2 liveness test. A SOC 2 report is not mentioned. Its published plans start at US$99 a month, but the company lookup and KYB feature is listed only in the custom Growth plan, so the entry price does not apply to business verification.

RiskNarrative is a risk-orchestration platform sold by LexisNexis Risk Solutions. Rather than relying on one data set, it connects more than 50 business and consumer data sources and combines their results into a single account view, risk profile and score that drive automated decisions.

For business onboarding, RiskNarrative investigates a company's corporate structure, directors, shareholders, ultimate beneficial owners and credit rating; a separate Business Check shows the corporate structure and screens the organisation against PEP and sanctions lists. Its eKYC module verifies the corporate entity and screens it against sanctions and adverse media, and its PEP and sanctions check covers PEP lists, sanctions watchlists, negative media, special interest persons and relatives and close associates. Ongoing monitoring and ongoing screening alert users to changes in sanctions or PEP status and to events that may alter a customer's credit, fraud or compliance profile. Individual identity verification is available across what the page calls hundreds of countries and jurisdictions, and referral and case management route difficult cases to specialists.

The platform suits firms that want one decision layer across several data providers. LexisNexis does not publish prices or name the business registries behind the checks on this page, and the RiskNarrative page itself gives little detail on how UBO percentages are determined.

Trulioo is an identity-verification company whose GlobalGateway platform covers both individuals and businesses through a single API per market. Its KYB product runs business and owner checks in one workflow, combining government and proprietary data sources with verification and fraud signals.

Trulioo states that it supports more than 500 business registration number formats and connects to hundreds of government registries through one connection, and it publishes country snapshots for Canada, China, France, Germany, Italy, the Netherlands, Poland, Spain, the UK and the US. Ownership features map networks of entities and owners, verify UBOs in the KYB workflow and, through a UBO Discovery function, reconstruct ownership where registries are incomplete. An earlier product page describes three tiers (Essentials, Insights and Ownership Tree), with KYC and AML checks on owners and the ability to download incorporation documents and corporate filings. Ongoing monitoring and automated reverification are part of the product.

Trulioo states SOC 2 Type II and ISO 27001:2022 compliance. It does not publish prices or a total count of businesses or countries for KYB, and its UBO Discovery function infers ownership where registers are silent, which buyers should treat differently from a filed declaration.

Global Database is a company-intelligence provider that says it has been connecting registry records since 2015 and describes itself as founder-owned and independent. It states coverage of more than 600 million companies from more than 400 official government registries in over 200 countries.

Its KYB verification product checks legal status, registration number, VAT or tax ID, LEI, EIN, incorporation date and registered address, lists directors and officers with appointment history and shareholders, and provides up to 20 years of filed financials and group structures. UBO verification traces the shareholder chain entity by entity until natural persons are reached and links each step to its source filing. Screening covers global watchlists and PEP registers, though the page does not list which ones, and portfolio monitoring sends alerts on status, director, ownership and filing changes by webhook, email or CRM, naming the changed field and the filing that caused it. Access is through a web platform, REST API, bulk feeds, an MCP server and an AI agent called Regis.

Global Database does not offer identity-document or liveness checks on the individuals it identifies, so a separate KYC tool is needed for regulated onboarding. Its site lists ISO 27001, GDPR and CCPA compliance and EU hosting.

Middesk is a US business-identity company backed by investors including Sequoia, Accel, Insight Partners, Canapi and Y Combinator, and lists 135 team members. It states that it verifies 7 million businesses a year and that it verifies 10 percent of new US businesses within 90 days of formation, drawing on more than 400 government and authoritative data sources.

Its verification product confirms legal name, trade names, entity type, formation date and good standing using direct Secretary of State records in all 50 states, validates EINs in real time through IRS TIN matching, identifies beneficial owners, officers and principals and verifies their identity in the same flow, and screens businesses and owners against OFAC and global sanctions, PEP lists and adverse media. The company also lists ongoing monitoring, UCC lien data for underwriting and AI-driven investigations. International verification against official registries covers 30 countries across Canada, Europe and Asia-Pacific and is available on the Verify plan. Middesk states it is SOC 2 Type II compliant.

Customers named on its site include Toast, Mercury, Brex, Ramp, Plaid, Rippling, Cash App, Shopify, Intuit, Gusto and Revolut. Its limitation is geography: outside the US its coverage is 30 countries, below the 100-country threshold used in this list. Prices are not published.

Creditsafe is a business credit-information company; its UK entity, Creditsafe Business Solutions Limited, is based in Cardiff and is authorised and regulated by the Financial Conduct Authority (FRN 742313). It states that more than 100,000 companies use its services.

Its KYB offering is built on the same company database it sells for credit risk. A REST API automates KYB checks and returns company profiles, financial performance data and director and shareholder information, with global business information for companies in more than 160 countries and data updated more than 1 million times a day. PEP and sanctions screening is included as standard, company monitoring is offered as a product, and individuals can be checked through an ID Scan service with face matching, biometric chip reading and tamper detection. UK bank account data can be used to support checks, and a paperless audit trail records AML checks.

Creditsafe's KYB page lists directors and shareholders but does not describe ultimate-beneficial-owner determination, which costs it points under this list's methodology. It suits firms that want credit limits and compliance checks on the same counterparty from one supplier. Prices are not published, though free KYB checks and a free trial are offered.

Dun & Bradstreet is a long-established commercial-data company whose entities are identified by the D-U-N-S Number. Its compliance products use that identifier to confirm the identity of customers, suppliers and partners.

D&B states that its beneficial-ownership data covers a global data set of more than 500 million entities, is updated daily and can be filtered by the ownership percentage a jurisdiction requires; its compliance intelligence product cites access to more than 600 million entities and 400 million shareholders. The data is delivered through D&B Risk Analytics, D&B Onboard, an API (D&B Direct for Compliance) and batch files. Screening covers sanctions, watchlists, PEPs, legal events and adverse media, and AI-based monitoring surfaces changes across large portfolios. On 18 June 2026 the company launched agentic AI features in Risk Analytics and an MCP server, claiming processing-time reductions of 70–90 percent from early benchmark comparisons that it did not independently verify. D&B states it was named a category leader in Chartis's 2025 KYC data quadrant.

D&B does not describe identity verification of individuals on its compliance pages and does not publish prices. Its strength is entity resolution and corporate hierarchies at scale rather than retrieving official documents from registers on demand.

Zavia is a company-ownership intelligence service operated by ZaviaGlobal Data Intelligence Limited, registered in England and Wales under company number 09410808. It focuses on identifying ultimate beneficial owners, their ownership percentages and the registry evidence behind each finding, and states coverage of more than 600 million company records from over 400 official registries in more than 200 countries and territories.

Its products comprise company search, shareholders, UBO discovery, group structures, connections between companies and people, and monitoring of ownership changes. It names registry sources including Companies House, ASIC, ACRA, Corporations Canada, the Irish Companies Registration Office, the Brønnøysund Registers and the Dutch KVK. Access is through a web platform, an API feed, an MCP server for AI agents and bulk delivery.

Zavia publishes its prices. A free tier shows basic register details with one to three previews a day; paid company reports cost US$30 each on pay-as-you-go, and annual Essential, Business and Scale plans bring the report price to US$25, US$20 and US$10 with monitoring and change alerts included. Its pages do not describe sanctions or PEP screening or identity verification of individuals, so it covers the ownership part of KYB rather than the full workflow.

kompany was a Vienna-based business-verification platform run by 360kompany AG. Moody's announced on 3 December 2021 that it had agreed to buy it, alongside the UK onboarding platform PassFort, and completed the kompany acquisition on 1 March 2022. At the time of the deal kompany described primary-source information on more than 115 million companies across 200 jurisdictions.

Moody's now sells the capability as its Entity Verification API and KYB workspace. The product page describes access to registers and financial authorities in more than 200 countries and jurisdictions, combined with Moody's Orbis company data covering what it calls hundreds of millions of companies. Outputs include register extracts, annual accounts and articles of association, time-stamped for audit, and ownership data with active and historical links to support indirect-ownership, control and circular-ownership analysis. The page also describes combining registry data with sanctions, PEP and adverse-media data from Moody's screening products.

The product page does not describe ongoing monitoring or identity checks on individuals, and Moody's publishes no prices; sales are by demo and contract. It suits banks and large corporates already using Moody's data that need official documents from many registers.

Kyckr was founded in 2007 as Global Business Register in Waterford, Ireland, rebranded to Kyckr and moved its headquarters to Australia in 2016–2017, and was acquired by the Australian investment firm Realwise in 2022. It sells access to official company registers through an API and web portal.

Kyckr states that it connects to more than 300 company registers in more than 100 countries covering about 200 million companies, delivering structured profiles and official filings live in, by its own average, about 15 minutes or less. Its ownership discovery traces beneficial owners and shareholders across borders from government sources, and a separate UBO register product retrieves official beneficial-ownership declarations live from national registers, time-stamped and with provenance, without scoring or inference; Kyckr handles register eligibility, although some registers require the customer's own credentials. Ongoing monitoring is listed as a use case.

Kyckr's data is integrated with LexisNexis, Alloy, S&P Global, Strise, Dotfile and Spektr, so many buyers meet it inside another vendor's product. It does not describe sanctions screening or identity verification of individuals, and while billing is usage-based per call with no minimums, rates are not published.

Alloy is a New York-based identity and fraud-prevention platform. It states that more than 900 financial institutions and fintechs use it, among them Navy Federal, Ally, Ramp, Brex, Marqeta and Gemini.

Alloy is an orchestration layer rather than a data source. It connects to more than 300 partner data solutions, including Equifax, Experian, TransUnion, LexisNexis Risk Solutions, Socure, Mastercard and Middesk, and applies its own rules, machine-learning fraud signals and case management on top. Its compliance module covers perpetual KYC and KYB, AML and watchlist screening, case management and SAR and CTR filing, and its onboarding product handles consumer, business, commercial and merchant accounts. Transaction monitoring and credit decisioning sit on the same platform. Kyckr lists Alloy among its integration partners.

Because registry and ownership data come from partners, Alloy's KYB depth depends on which sources a customer licenses. Its home page does not describe beneficial-owner determination or quantify country coverage, and prices are not published. It ranks last here on that basis, not because of the quality of its decisioning.