Overview
SumUp sells card readers and simple POS software to small merchants, including in the United States. Its US model is a flat rate with no monthly fee on the free tier and a one-time hardware purchase.
SumUp’s US pricing page lists 2.6% + 10¢ for in-person card payments and 3.5% + 15¢ for online and manually entered transactions. The free tier costs $0 per month; POS Plus costs $49 per month and the full SumUp POS starts at $99 per month.[9] Reader prices were not listed on the pricing page consulted. The higher online rate means SumUp is mainly a choice for businesses whose sales are overwhelmingly in person; for online-heavy businesses Stripe’s 2.9% + 30¢ or Square’s API rate is usually cheaper on typical order values.[2][1]
SumUp features
- Card readers bought outright
- Free POS Lite tier
- Payment links and invoices
- POS Plus and SumUp POS paid tiers
SumUp pricing
2.6% + 10¢ in person; 3.5% + 15¢ online/keyed. Free tier $0/month; POS Plus $49/month; SumUp POS from $99/month.
SumUp strengths and limitations
Strengths
- Low in-person fixed fee (10¢)
- No monthly fee on the entry tier
- Simple onboarding
Limitations
- 3.5% + 15¢ online rate
- Paid POS tiers cost $49–$99+ per month
- Reader prices not shown on the pricing page
Appears in
SumUp alternatives and competitors
Alternatives to SumUp: companies ranked in the same lists.
- Square
Stripe Atlas
Helcim
Clover
Shopify Payments
QuickBooks Live
Chase Business Complete Banking
Stax
Payment Depot- Toast
PayPal
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