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Expensify

Long-running receipt-scanning and expense app with its own card

Overview

Expensify, Inc. is a San Francisco company founded in 2008 by David Barrett, who remains chief executive. Its Class A shares have been listed on Nasdaq under the ticker EXFY since 10 November 2021[3]. The company reports more than 15 million members since founding, about 640,000 paid members on average in the second quarter of 2026, about 39,700 paying companies on average in the fourth quarter of 2025, and more than 1.8 billion expense transactions processed by 31 December 2025[3].

The product is built around SmartScan receipt capture, approvals and policy enforcement, with the Expensify Card (a Visa charge card issued in the US by The Bancorp Bank), travel booking, bill pay, invoicing, global reimbursements and in-app chat on each expense[3]. It imports card feeds from more than 10,000 banks and integrates with QuickBooks, Xero, NetSuite and Sage Intacct[3]. Pricing is unusually detailed: the Collect plan costs US$5 per unique member per month for organisations whose first workspace was created on or after 1 April 2025, and the Control plan’s price halves for companies that put enough spend on the Expensify Card[4]. The main drawbacks are the complexity of the Control billing rules, which bill annual commitments whether or not members are active, and the dependence of the lowest price on adopting the company’s card[4].

Expensify features

  • SmartScan receipt scanning
  • Expensify Card (Visa, US)
  • Card feeds from 10,000+ banks
  • Global reimbursements in local currency
  • Travel booking and bill pay
  • Chat on each expense
  • 50+ integrations including NetSuite and Sage Intacct
  • Receipt scanning

Expensify pricing

Submit: free for individuals submitting to an approver, without approvals, payments, company cards or accounting integrations. Collect: US$5 per unique member per month, pay-per-use only. Control: US$18 per included member per month on an annual subscription (as low as US$9 with the Expensify Card, which requires at least 50% of settled spend on the card), or US$36 per active member per month pay-per-use (as low as US$18 with the card). Members above an annual subscription size are billed at US$36. Paid team plans have a 30-day free trial and no setup fees.

Expensify strengths and limitations

Strengths

  • Published, granular pricing including a free individual tier
  • Card feeds from more than 10,000 banks
  • Fast reimbursement, including international payouts
  • Publicly listed, with audited disclosures
  • Low entry price
  • Mature receipt-scanning workflow

Limitations

  • Control billing rules are complex and charge committed seats
  • Lowest Control price requires heavy use of the Expensify Card
  • Expensify Card is US-only
  • Legacy Collect customers stay on older pricing
  • Weaker pre-spend controls than card-first rivals
  • No procurement module

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