WooPayments

Woo's own card-payments gateway with pay-as-you-go fees

Overview

WooPayments is the payment gateway built by WooCommerce, the Automattic-owned company behind the WooCommerce plugin. It was first listed on WordPress.org on 8 April 2020 and reported more than 800,000 active installations in November 2026; version 11.3.0 was released on 11 November 2026.[3]

The plugin accepts major credit and debit cards and lets merchants see payments, refunds, disputes, chargebacks and payouts in the WordPress dashboard rather than in a separate processor’s portal.[3] It also powers in-person sales through WooCommerce POS in the free WooCommerce mobile app, using Tap to Pay on iPhone or Android or a card reader.[3] WooPayments has no setup or monthly fee and charges per transaction instead; in the United States the published rate for cards is 2.90% + US$0.30, with surcharges of 1.50% for international cards and 1.00% for currency conversion, and a US$15 dispute fee.[4] Availability is limited to the countries listed in Woo’s documentation, and support is provided through woocommerce.com tickets. Merchants outside supported countries need a separate gateway such as Stripe or PayPal.[3][4]

WooPayments features

  • Card payments managed in the WordPress dashboard
  • Disputes, refunds and payouts in one view
  • In-person payments via WooCommerce POS
  • Local methods such as Klarna, Afterpay and SEPA (by country)
  • No setup or monthly fees

WooPayments pricing

Free plugin. US transaction fees: cards 2.90% + US$0.30; in-person 2.70% + US$0.10; +1.50% international cards; +1.00% currency conversion; US$15 per dispute. Rates differ by country.

WooPayments strengths and limitations

Strengths

  • Built and supported by the WooCommerce team
  • Payments, disputes and payouts inside WordPress
  • Online and in-person payments in one dashboard

Limitations

  • Only available in supported countries
  • Per-transaction fees with international surcharges
  • Ties payments to one provider's terms

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