Cybersecurity & Compliance

Best MFA Solutions in 2026

Twelve multi-factor authentication solutions compared on phishing resistance, deployment, authenticators and published per-user pricing, November 2026.

Multi-factor authentication (MFA) requires a user to present two or more independent proofs of identity, typically a password plus a phone prompt, a one-time code, a biometric check or a hardware security key. MFA solutions are the products organisations use to enforce those checks across applications, VPNs, desktops and servers.

This list compares twelve MFA products available in November 2026: identity platforms that include MFA (Cisco Duo, Microsoft Entra ID, Okta, Ping Identity, RSA, JumpCloud, OneLogin, Thales), specialists in passwordless and legacy coverage (HYPR, Silverfort), hardware keys (Yubico) and a developer platform for customer logins (Auth0). Prices are taken from each vendor's own pricing page.

Contents
  1. What is an MFA solution
  2. History and market
  3. Key features to compare
  4. Pricing models
  5. How to choose
  6. Methodology
  7. The list
  8. Comparison table
  9. Alternatives by use case
  10. Recent developments
  11. Frequently asked questions
  12. See also

What is an MFA solution

An MFA solution verifies a user with factors from different categories: something the user knows, such as a password; something the user has, such as a phone or security key; and something the user is, such as a fingerprint. In organisations, MFA is enforced by an identity provider or an authentication service that sits in front of applications and decides when and how to challenge the user.

Not all factors are equal. SMS codes and one-time passwords can be relayed by phishing sites, and push notifications can be abused through repeated prompts. Phishing-resistant MFA, based on FIDO2/WebAuthn passkeys or smart cards, binds the credential to the genuine website and cannot be replayed. MFA overlaps with adjacent categories: single sign-on, identity governance and privileged access management are often sold in the same suites, and password managers protect the credentials MFA does not replace. Customer identity platforms such as Auth0 add MFA to consumer applications rather than to employee access.

History and market

Hardware tokens such as RSA SecurID dominated enterprise two-factor authentication for decades; RSA now sells those tokens alongside cloud and hybrid MFA under ID Plus. Mobile app-based MFA became mainstream in the 2010s: Duo Security, founded in 2010, reached 2,000 customers by 2015 and joined Cisco in 2018. Yubico, focused on hardware authentication since 2007, popularised USB and NFC security keys.

Consolidation has continued. Microsoft renamed Azure Active Directory to Entra ID in 2023 and includes MFA in its free tier. Okta owns the Auth0 customer identity platform. On 11 February 2026 Palo Alto Networks completed its acquisition of CyberArk, which had agreed the deal in July 2025, bringing a major identity security vendor into a network security company. A newer generation of specialists addresses the gaps: HYPR, founded in 2014, focuses on passwordless login, and Silverfort on extending MFA to legacy and service accounts.

Key features to compare

Phishing resistance

FIDO2 passkeys and hardware keys resist phishing; SMS and OTP do not. Duo Essentials, Okta Essentials, RSA ID Plus, HYPR and Thales STA list phishing-resistant or FIDO options.

Coverage of resources

Cloud apps are easy to protect through SSO. Desktops, VPNs, VDI, RADIUS and legacy systems are harder; HYPR Plus covers desktop and VPN, JumpCloud sells cloud RADIUS, and Silverfort protects command-line tools and legacy systems without agents.

Adaptive and risk-based policies

Risk-based MFA prompts only when signals look abnormal. It appears in Duo Advantage, Entra ID P2, Okta Essentials, OneLogin SmartFactor and Auth0 Adaptive MFA.

Deployment model

Most products are SaaS. RSA ID Plus and Ping also support on-premises and hybrid deployments, and Ping offers FedRAMP-authorised environments.

Authenticator choice

Platforms differ in supported factors. RSA lists FIDO2, push, biometrics, OTP, QR, SMS, voice and hardware tokens; OneLogin lists its own app, TOTP, WebAuthn biometrics and third-party authenticators.

Device trust

Checking the health of the device as well as the user is now common: Duo includes Trusted Endpoints from Essentials and full device trust in Premier.

Recovery and onboarding

Account recovery is a weak point that attackers target through help desks. HYPR and RSA M1 include identity verification for onboarding and help-desk recovery.

Pricing models

Workforce MFA is priced per user per month, usually billed annually. Published entry prices cluster around $3: Duo Essentials, RSA Cloud IAM, OneLogin Basic, HYPR Identity Assurance Access and JumpCloud's à la carte MFA all start there. Mid tiers with risk-based policies run from $6 to $10, and Okta's Essentials suite costs $17.

Free options exist: Duo Free for up to ten users, Entra ID Free with any Microsoft cloud subscription, and Auth0 Free for up to 25,000 monthly active users in customer applications. Hardware keys are a one-off cost per user, such as €58 for a YubiKey 5 NFC in Yubico's European store, or a subscription through YubiKey as a Service. Ping, Silverfort and Thales quote all prices.

How to choose

Microsoft-centric organisations: Entra ID's built-in MFA, with P1 for conditional access, is the default; YubiKeys add phishing resistance for administrators. Small businesses: Duo Free covers up to ten users, and JumpCloud combines MFA with device management. Multi-vendor mid-market: Okta, OneLogin and Duo integrate widely; Duo publishes the lowest prices.

Regulated and government: RSA ID Plus and Ping offer hybrid or on-premises deployment, and Ping FedRAMP-authorised environments. Legacy-heavy estates: Silverfort extends MFA to systems that cannot run agents. Passwordless desktops: HYPR. Customer-facing apps: Auth0.

Methodology

Products were included if they provide or enforce multi-factor authentication for organisations, are sold under their current name in November 2026 and describe their capabilities on an official page that could be opened for this list. Ordering is editorial, weighting in turn: support for phishing-resistant methods; breadth of resources covered (cloud, desktop, VPN, legacy); deployment options; and published pricing. Specialist and developer products are placed after general workforce platforms because they normally complement one.

Prices are list prices in US dollars per user per month unless stated, as published by each vendor. Customer counts are reproduced only as each vendor states them. CyberArk's workforce identity products were considered, but their product pages were being rebranded under Palo Alto Networks during checking and could not be verified. No review-site ratings or hands-on testing were used.

The list

1

Cisco Duo

Best for: Organisations of any size wanting published, per-user MFA pricing

Duo Security was founded in 2010 by Dug Song and Jon Oberheide in Ann Arbor, Michigan, initially to provide multi-factor authentication, and joined Cisco in 2018. The company says it reached 2,000 customers by 2015 and, as part of Cisco Security, now serves more than 40,000 customers in over 100 countries.

Duo's best-known component is its push-notification authenticator app, which asks users to approve a sign-in on their phone. The product line has since grown into phishing-resistant MFA, passwordless authentication, single sign-on, a user directory, device trust and identity threat detection. Duo Free covers up to ten users with MFA, integrations and the authenticator app; Essentials adds Duo Directory, phishing-resistant MFA, passwordless login, SSO, trusted endpoints and unlimited applications.

Advantage adds Cisco Identity Intelligence for cross-identity visibility, identity security posture management and identity threat detection and response, plus session theft protection, Active Directory defence and risk-based authentication. Premier adds VPN-less remote access to private resources and full device trust with endpoint protection checks. Duo's prices are published, unusually for this category, and a 30-day trial can be activated with a credit card.

Key features

  • Push, passcode and passwordless authentication
  • Phishing-resistant MFA
  • Duo Directory and SSO (Essentials)
  • Trusted Endpoints device checks
  • Risk-based authentication (Advantage)
  • Identity threat detection and response (Advantage)
  • VPN-less private access (Premier)

Pricing

Free: $0 for up to 10 users. Essentials: $3 per user per month. Advantage: $6 per user per month. Premier: $9 per user per month. 30-day free trial; purchase by credit card available.

Ownership and history

Founded 2010 in Ann Arbor by Dug Song and Jon Oberheide; joined Cisco in 2018.

Founded
2010
Owner
Cisco (since 2018)
Customers
40,000+ (company figure)
Price range
US$0 to US$9/user/month

Strengths

  • Free tier for up to ten users
  • Transparent per-user pricing
  • Wide integration library
  • Device trust built in

Limitations

  • Risk-based authentication requires Advantage
  • Push approvals can be targeted by fatigue attacks unless number matching or phishing-resistant methods are enforced
  • Full ITDR features only on higher tiers
2

Microsoft Entra ID

Best for: Organisations standardised on Microsoft 365 and Azure

Microsoft Entra ID is Microsoft's cloud identity and access management service, known as Azure Active Directory until it was renamed in 2023. Because every Microsoft 365 and Azure tenant uses it, Entra ID is the most widely deployed source of MFA in organisations that run on Microsoft software. The free tier provides MFA, unlimited single sign-on and password self-service.

Entra ID P1 adds conditional access policies, hybrid identity with on-premises Active Directory, administration features and reporting, cross-tenant synchronisation and verifiable credentials. P2 adds identity protection with risk detection, adaptive risk-based access controls and privileged identity management for critical resources. Both are also included in Microsoft 365 E3 and E5 licences.

The Microsoft Entra Suite bundles further identity and network access controls and requires P1. The main limitation is complexity: licensing spans several SKUs and bundles, and organisations outside the Microsoft ecosystem gain less from its integration.

Key features

  • MFA and unlimited SSO in the free tier
  • Conditional Access policies (P1)
  • Hybrid identity with on-premises AD (P1)
  • Risk-based adaptive access (P2)
  • Privileged identity management (P2)
  • Verifiable credentials

Pricing

Entra ID Free: included with a Microsoft cloud subscription. Entra ID P1: $7.00 per user per month, paid yearly. Entra ID P2: $10.00 per user per month, paid yearly. Entra Suite: $12.00 per user per month, paid yearly, requires P1. P1 and P2 are included in Microsoft 365 E3 and E5.

Developer
Microsoft
Former name
Azure Active Directory (renamed 2023)
P1 price
US$7.00/user/month, paid yearly

Strengths

  • MFA available at no extra cost
  • Deep Microsoft 365 and Windows integration
  • Conditional access and risk-based policies

Limitations

  • Licensing spread across many SKUs and bundles
  • Advanced risk features require P2
  • Less value outside the Microsoft ecosystem
3

Okta Workforce Identity

Best for: Multi-vendor organisations wanting a neutral identity layer

Okta is an independent identity company whose workforce products are sold as suites priced per user per month and billed annually. It also owns Auth0, its customer identity platform, and markets both together as platforms that secure workforce, customer and non-human identities including AI agents.

The Starter suite includes single sign-on, multi-factor authentication, Universal Directory and five automation workflows. Essentials adds Adaptive MFA, which uses risk signals to decide when to prompt users and supports phishing-resistant methods, together with privileged access, lifecycle management, access governance and 50 workflows. A Core Essentials option sits between the two for organisations that do not need the advanced security and compliance features.

Okta's main advantage is neutrality: its integration network connects to applications from many vendors, which suits organisations that do not want their identity layer tied to Microsoft or Google. Professional and Enterprise suites are priced on request. Okta's entry price is twice Duo Essentials and close to Entra ID P1, and the most useful MFA features, notably Adaptive MFA, are reserved for Essentials.

Key features

  • SSO and MFA in the Starter suite
  • Adaptive, phishing-resistant MFA (Essentials)
  • Universal Directory
  • Lifecycle management and access governance
  • No-code Workflows automation
  • Device access and privileged access options

Pricing

Starter: $6 per user per month, billed annually. Core Essentials: $14 per user per month. Essentials: $17 per user per month. Professional and Enterprise: on request. Free trial for Starter.

Products
Workforce Identity, Auth0 customer identity
Starter price
US$6/user/month billed annually
Adaptive MFA
Essentials and above

Strengths

  • Vendor-neutral integration network
  • SSO and MFA together from the entry suite
  • Strong automation through Workflows

Limitations

  • Adaptive MFA only from the $17 Essentials suite
  • Higher entry price than Duo
  • Top suites priced on request
4

Yubico YubiKey

Best for: Phishing-resistant authentication for high-risk users

Yubico is a publicly traded company that has focused solely on hardware authentication since 2007. Its YubiKey security keys are phishing-resistant because they prove possession of a physical key bound to the genuine website rather than relying on a code that can be relayed by an attacker.

The YubiKey 5 Series supports several protocols on one device: FIDO2/WebAuthn and passkeys, FIDO U2F, smart card (PIV), one-time passwords and OpenPGP. Keys are available with USB-A, USB-C, NFC and Lightning interfaces, are IP68 rated, crush resistant and need no battery. This multi-protocol design lets a single key serve both modern cloud services and legacy systems that rely on smart cards or OTP.

Yubico names T-Mobile, Cloudflare and Hyatt among its customers and cites US agency guidance favouring hardware authentication. Keys are sold individually, in trays, or through YubiKey as a Service, a subscription aimed at organisations with more than 500 employees. A YubiKey is an authenticator, not an MFA platform: it works with identity providers such as Entra ID, Okta or Duo rather than replacing them.

Key features

  • FIDO2/WebAuthn and passkeys
  • FIDO U2F
  • Smart card (PIV)
  • OTP and OpenPGP
  • USB-A, USB-C, NFC and Lightning models
  • IP68 rated, no battery
  • YubiKey as a Service subscription

Pricing

YubiKey 5 NFC: €58 per key; tray of 50 at €2,900 (European store). YubiKey as a Service: subscription for organisations with 500+ employees, price on request.

Focus since
2007
Listing
Publicly traded
YubiKey 5 NFC price
€58 (EU store)
Protocols
FIDO2, U2F, PIV, OTP, OpenPGP

Strengths

  • Strongest resistance to phishing and code relay
  • Works offline with no battery
  • One key covers modern and legacy protocols

Limitations

  • Hardware must be distributed, replaced and recovered
  • Requires a separate identity platform
  • Per-key cost higher than app-based authenticators
5

Ping Identity

Best for: Large regulated enterprises needing on-premises or FedRAMP options

Ping Identity sells an identity platform used, by its own account, by more than half of the Fortune 100, 13 of the 15 largest US banks and 7 of the 9 largest global healthcare companies. Its products cover workforce, customer, business-to-business and agentic or non-human identities, and pricing is structured by identity count and type.

MFA is one of several services, alongside orchestration, threat protection, identity verification with documents and biometrics, reusable verifiable credentials, privacy-preserving biometrics, authorisation and just-in-time privileged access. Ping describes its MFA as adaptive and passwordless-ready.

A distinguishing factor is deployment choice: PingOne multi-tenant cloud, PingOne Advanced Identity Cloud as a single-tenant managed service, Ping Advanced Identity Software for self-managed private, public, hybrid and on-premises environments, and FedRAMP-authorised environments for US government work. Ping does not publish prices; all deals are quoted by its sales team. In October 2026 Ping announced it had been named a Leader in the Gartner Magic Quadrant for Customer Identity and Access Management.

Key features

  • Adaptive, passwordless-ready MFA
  • Multi-tenant, single-tenant and self-managed deployment
  • FedRAMP-authorised environments
  • Identity verification with documents and biometrics
  • Orchestration of user journeys
  • Just-in-time privileged access

Pricing

Quote-based, structured by identity count and type (customer, B2B, workforce, agentic) and by selected services.

Pricing
Quote-based
Deployment
Cloud, single-tenant, self-managed, FedRAMP
Customer base
Over half of the Fortune 100 (company figure)

Strengths

  • Widest deployment choice in this list
  • Strong in banking and healthcare
  • Identity verification and MFA on one platform

Limitations

  • No published prices
  • Complex for small organisations
  • Modular services increase configuration effort
6

RSA ID Plus

Best for: Regulated organisations needing hybrid failover and hardware tokens

RSA ID Plus is the identity platform of RSA Security, the company behind the SecurID authenticator. ID Plus is aimed at governments, financial institutions and other high-assurance organisations and runs in cloud, hybrid and on-premises environments.

It supports FIDO2 and passkeys, mobile push, biometrics, OTP, QR codes, SMS and voice, RSA's SID700 and DS100 hardware tokens, third-party authenticators, a mobile SDK and offline authentication. RSA also sells the iShield Key 2 Series as phishing-resistant hardware. A notable capability is hybrid failover, which keeps authentication working during cloud outages, a requirement for organisations that cannot lose access to critical systems.

Plans are published per user per month and range from a cloud-only edition to hybrid identity and access management, with a dedicated edition for Microsoft Entra ID environments that adds help-desk identity verification. The top Hybrid IAM+ tier, with RSA Risk AI and RSA Mobile Lock, is priced through sales.

Key features

  • FIDO2, passkeys, push, OTP, QR, SMS and voice
  • SID700 and DS100 hardware tokens
  • iShield Key 2 phishing-resistant keys
  • Hybrid failover during cloud outages
  • Offline authentication
  • Help Desk Live Verify (M1)

Pricing

Cloud IAM (C1): $3 per user per month. Hybrid auth (E1): $5. Entra ID Enhanced (M1): $6. Hybrid IAM (E2): $7. Hybrid IAM+ (E3): contact sales. List prices.

Developer
RSA Security
Deployment
Cloud, hybrid, on-premises
Price range
US$3 to US$7/user/month (list)

Strengths

  • Broad authenticator support including hardware tokens
  • Hybrid failover for outage resilience
  • Published list prices

Limitations

  • Support on the entry plan is 9x5 only
  • Risk AI reserved for the top tier
  • Interface and administration oriented to large IT teams
7

JumpCloud

Best for: Small and mid-sized businesses managing users and devices together

JumpCloud is a cloud directory platform for small and mid-sized organisations that combines identity, device and access management, including SSO and MFA, with an option to buy features individually.

Packages include device management and MDM, an SSO package with MFA and a password manager, a device identity package, a Platform package and Platform Prime, which adds zero trust, AI and SaaS management and premium support. Organisations can also buy single features, such as MFA, cloud LDAP, cloud RADIUS or conditional access, à la carte.

Monthly billing is available at a higher rate than annual billing, which suits growing companies. JumpCloud offers a 30-day free trial with full functionality. Its breadth comes at the cost of depth in some areas: large enterprises with complex federation or governance needs typically choose Okta, Entra ID or Ping.

Key features

  • MFA purchasable as a single feature
  • Cloud RADIUS and LDAP
  • Conditional access and zero trust
  • Device management and MDM
  • SSO with built-in password manager
  • Access requests and certifications

Pricing

MFA (à la carte): $3.00 per user per month billed annually, $4.00 monthly. SSO package (SSO, MFA and password manager): $11 per user per month billed annually or $13 monthly. Device Identity Management: $13 annually or $15 monthly. Platform and Platform Prime: contact sales. 30-day free trial.

MFA price
US$3.00/user/month billed annually
Trial
30 days
Billing
Annual or monthly

Strengths

  • MFA can be bought on its own
  • Combines devices and identities
  • Monthly billing available

Limitations

  • Higher-tier packages quoted
  • Less suited to very large enterprises
  • Feature-by-feature pricing can add up
8

OneLogin

Best for: Mid-market organisations wanting SSO plus MFA below Okta's price

OneLogin is a workforce identity and access management platform offering single sign-on, multi-factor authentication, an advanced directory, lifecycle management and desktop login. Its MFA product supports its own authenticator app, OneLogin Protect, TOTP and hardware tokens, email, SMS, security questions, WebAuthn biometrics including Windows Hello and Touch ID, and third-party authenticators.

SmartFactor Authentication uses the Vigilance AI risk engine to adjust authentication requirements based on context. Plans are sold as feature packs: Basic for authentication with limited user management, Essentials for authentication and user management, Business for advanced authentication and automation, and Enterprise for advanced authentication and user management. OneLogin Workflows is an add-on at $2 per user per month.

OneLogin is a mid-market alternative to Okta with lower published entry prices. Purchases are handled through sales rather than by self-service checkout, even for the lowest pack.

Key features

  • OneLogin Protect authenticator app
  • WebAuthn biometrics (Windows Hello, Touch ID)
  • SmartFactor risk-based authentication
  • Vigilance AI risk engine
  • OneLogin Desktop login
  • Lifecycle management

Pricing

Basic: $3 per user per month. Essentials: $6. Business: $10. Enterprise: contact sales. Workflows add-on: $2 per user per month.

Price range
US$3 to US$10/user/month (published packs)
Risk engine
Vigilance AI

Strengths

  • Lower published entry price than Okta
  • Wide authenticator choice
  • Risk-based authentication

Limitations

  • Sales contact needed for purchase
  • Smaller integration network than Okta
  • Enterprise pack not priced publicly
9

HYPR

Best for: Passwordless desktop and workforce login

HYPR was founded in 2014 as what it called the Passwordless Company and builds phishing-resistant authentication based on passkeys and device-bound credentials. Its platform covers the identity lifecycle: authentication, onboarding and account recovery with identity verification, and risk orchestration.

Plans are organised under the Identity Assurance name. Access covers web access, phishing-resistant onboarding and recovery, and policy controls. Plus extends coverage to endpoints, including desktop MFA, VPN, VDI and remote access. Advanced adds customisable identity risk orchestration. HYPR also markets identity verification for help-desk calls and for checking job candidates against fraudulent applicants.

HYPR's published prices are low relative to its focus on passwordless desktop login, and a free trial is available. It is a specialist: organisations still need a directory and SSO provider, and HYPR integrates with those rather than replacing them.

Key features

  • Passkey-based passwordless authentication
  • Desktop MFA
  • VPN, VDI and remote access coverage (Plus)
  • Phishing-resistant onboarding and recovery
  • Identity risk orchestration (Advanced)
  • Help-desk identity verification

Pricing

Identity Assurance Access: $3 per user per month. Identity Assurance Plus: $6. Identity Assurance Advanced: $9. Free trial.

Founded
2014
Price range
US$3 to US$9/user/month

Strengths

  • Purpose-built for passwordless
  • Covers desktop, VPN and VDI
  • Identity verification for recovery

Limitations

  • Needs a separate directory and SSO
  • Desktop coverage requires Plus
  • Smaller vendor than platform providers
10

Silverfort

Best for: Protecting legacy and on-premises systems that cannot run MFA natively

Silverfort sells what it calls runtime identity security: it enforces controls inline at the point of authentication, before access is granted, across Active Directory, cloud, SaaS, legacy systems and operational technology, without changes to the protected systems. Its best-known use is extending MFA to resources that cannot support it natively, such as legacy applications, command-line tools and industrial systems, without agents or code changes.

The platform also discovers and protects non-human identities and service accounts, provides an authentication firewall, vaultless privileged access security, identity security posture management, identity threat detection and response, and controls for AI agent identities. The company states it is trusted by more than 1,000 organisations and processes 10 billion authentications a day.

Silverfort complements rather than replaces an MFA provider: it often uses an existing authenticator to challenge users while it intercepts authentication traffic at the directory. Prices are not published.

Key features

  • Agentless MFA for legacy apps and command-line tools
  • Authentication firewall
  • Service account discovery and protection
  • Vaultless privileged access security
  • Identity threat detection and response
  • AI agent identity security

Pricing

Quote-based; no prices published.

Organisations
1,000+ (company figure)
Authentications
10 billion per day (company figure)
Pricing
Quote-based

Strengths

  • Covers systems other MFA tools cannot reach
  • No agents or code changes
  • Addresses service accounts

Limitations

  • No published pricing
  • Requires an existing authenticator or IdP
  • Most valuable in Active Directory-heavy estates
11

Thales SafeNet Trusted Access

Best for: Organisations using Thales tokens, smart cards or PKI

SafeNet Trusted Access (STA) is a cloud-based access management and authentication service from Thales, the French defence and technology group, delivered as SaaS with no infrastructure to install. It combines MFA and single sign-on for cloud and enterprise applications.

STA supports high-assurance FIDO devices, push and pattern-based authentication, contextual and adaptive authentication, passwordless options and authentication schemes an organisation has already deployed. Its policy engine applies rules at the level of individual users, groups or applications, and Smart SSO decides whether to re-prompt based on previous sessions. Users can be grouped by region to apply country-specific compliance controls.

Thales says a wide range of authenticator types is included at no additional cost and offers a 30-day free trial with mobile tokens and template integrations. The service does not publish prices or editions on its product page. Its appeal is strongest for organisations that already use Thales hardware tokens, smart cards or public-key infrastructure.

Key features

  • FIDO, push and pattern-based authentication
  • Contextual and adaptive policies
  • Smart SSO
  • Regional user grouping for compliance
  • Supports existing authentication schemes
  • Single-pane access event view

Pricing

Quote-based; 30-day free trial including mobile tokens.

Vendor
Thales
Delivery
SaaS
Trial
30 days
Pricing
Quote-based

Strengths

  • Many authenticator types included
  • Fine-grained policy engine
  • Fits existing Thales PKI deployments

Limitations

  • No published pricing or editions
  • Smaller app integration ecosystem than Okta
  • Less visible outside enterprise and government
12

Auth0

Best for: Developers adding MFA to customer-facing applications

Auth0 is Okta's customer identity platform, used by developers to add login, MFA and user management to their own applications rather than to secure employees. It is priced by monthly active users rather than per employee.

The Free plan allows up to 25,000 monthly active users and requires no credit card. Paid B2C and B2B plans begin with Essentials and Professional; Essentials adds Pro MFA and role-based access control, and Professional adds use of an existing user database and Enterprise MFA. Adaptive MFA, available as a paid capability, triggers a second factor only when a login is assessed as risky according to defined risk profiles.

Auth0 suits software companies building consumer or business applications. It is not a substitute for workforce MFA products such as Duo or Entra ID, and costs rise quickly as monthly active users grow beyond the plan thresholds.

Key features

  • Free plan up to 25,000 monthly active users
  • Pro MFA (Essentials)
  • Enterprise MFA (Professional)
  • Adaptive MFA based on risk profiles
  • Role-based access control
  • Separate B2C and B2B plan families

Pricing

Free: $0, up to 25,000 monthly active users. Essentials: from $35 per month for up to 500 monthly active users. Professional: from $240 per month for up to 500 monthly active users. Enterprise plans quoted; prices rise with active-user volume.

Owner
Okta
Billing basis
Monthly active users
Free tier
Up to 25,000 MAU

Strengths

  • Large free tier
  • Developer-friendly SDKs
  • Adaptive MFA for customer logins

Limitations

  • Not designed for workforce MFA
  • Costs rise sharply with user volume
  • Enterprise MFA only on higher plans

Comparison table

ProductTypeFree tierEntry pricePhishing-resistant optionsOn-premises/hybridPricing published
Cisco DuoMFA and access platformUp to 10 users$3/user/moYes (Essentials)NoYes
Microsoft Entra IDIdentity platformEntra ID Free$7/user/mo (P1)Not stated on pricing pageHybrid identity (P1)Yes
OktaIdentity platformTrial$6/user/moAdaptive MFA (Essentials)NoPartly
Yubico YubiKeyHardware keyn/a€58 per keyFIDO2, PIVWorks offlineYes
Ping IdentityIdentity platformNoQuotePasswordless-readyYes, plus FedRAMPNo
RSA ID PlusIdentity platformNo$3/user/moFIDO2, iShield KeyYesYes
JumpCloudDirectory platform30-day trial$3/user/mo (MFA)Not statedNoYes
OneLoginIdentity platformNo$3/user/moWebAuthnNoYes
HYPRPasswordless specialistTrial$3/user/moPasskeysNot statedYes
SilverfortLegacy MFA specialistNoQuoteUses existing authenticatorsYes (AD)No
Thales STAMFA and SSO service30-day trialQuoteFIDO devicesNo (SaaS)No
Auth0Customer identity25,000 MAU$35/moAdaptive MFANoYes

Alternatives by use case

  • Shared and legacy credentials: business password managers store passwords that MFA cannot replace; see the list of password managers for business.
  • Endpoint posture: device health checks overlap with endpoint protection and EDR solutions.
  • Remote network access: Duo Premier offers VPN-less private access, and business VPNs remain an alternative.
  • Audit evidence: MFA enforcement is a common control in SOC 2 and ISO 27001; GRC software collects that evidence.

Recent developments

  • October 2026: Ping Identity announced it had been named a Leader in the 2026 Gartner Magic Quadrant for Customer Identity and Access Management; in September it launched Identity Agents on Google Cloud Marketplace.
  • 2026: CyberArk's identity security platform is now presented as Idira, by Palo Alto Networks, and existing CyberArk customers continue on the same platform.
  • 11 February 2026: Palo Alto Networks completed its acquisition of CyberArk, agreed in July 2025, for $45.00 in cash plus 2.2005 Palo Alto shares per CyberArk share; CyberArk's products remain available as a standalone platform.
  • 2026: Okta, Ping and Silverfort all market controls for AI agent and non-human identities alongside MFA.

Frequently asked questions

What is the best MFA solution for small businesses?

Cisco Duo Free covers up to ten users at no cost, and Duo Essentials adds SSO and phishing-resistant MFA for $3 per user per month. Microsoft 365 customers already have MFA through Entra ID Free. JumpCloud sells MFA for $3 per user per month and combines it with device management, which suits companies without on-premises Active Directory.

What is phishing-resistant MFA?

Phishing-resistant MFA uses credentials that cannot be typed into or relayed by a fake website, typically FIDO2/WebAuthn passkeys, hardware security keys or smart cards. The credential is bound to the genuine site's domain, so a phishing page cannot use it. YubiKeys, RSA iShield keys, Windows Hello and passkeys in authenticator apps all fall into this category, unlike SMS codes or one-time passwords.

How much does MFA cost per user?

Published entry prices are about $3 per user per month at Duo, RSA, OneLogin, HYPR and JumpCloud. Microsoft Entra ID P1 costs $7 and P2 $10, while Okta's suites run from $6 to $17. Ping, Silverfort and Thales quote prices. A YubiKey 5 NFC costs €58 in Yubico's European store as a one-off purchase.

Is Microsoft Authenticator enough for MFA?

For organisations on Microsoft 365, Entra ID's free tier provides MFA with the Microsoft Authenticator app, and P1 adds conditional access to decide when MFA applies. For administrators and high-risk staff, adding FIDO2 security keys or passkeys provides phishing resistance. Organisations with many non-Microsoft applications or legacy systems may add Duo, Okta or Silverfort.

What is the difference between MFA and 2FA?

Two-factor authentication (2FA) is a form of MFA that uses exactly two factors, for example a password and a code. MFA covers two or more factors and, in commercial products, usually includes policies deciding when to prompt, such as risk-based or adaptive MFA in Duo Advantage, Entra ID P2 and Okta Essentials.

Can MFA be added to legacy systems?

Legacy applications, command-line tools and industrial systems often cannot call an MFA service. Silverfort intercepts authentication at the directory and enforces MFA on such resources without agents or code changes. RSA ID Plus supports hybrid and on-premises deployments with offline authentication, and JumpCloud offers cloud RADIUS for network devices.

Do hardware keys replace an MFA platform?

No. A YubiKey or similar key is an authenticator that stores credentials; it still needs an identity provider or MFA service such as Entra ID, Okta, Duo or Ping to register it, enforce policies and log events. Organisations typically issue keys to administrators and high-risk staff while others use app-based factors.

See also

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