Customer Service Software

Best Live Chat Software in 2026

Eleven live chat tools compared by pricing unit, free plans and entry prices verified on vendor pricing pages, including the Intercom-to-Fin rename.

Live chat software adds a messaging window to a website or mobile app through which visitors can exchange real-time text messages with a business's support or sales staff. Most products now combine human chat with chatbots and AI agents that answer common questions, and route conversations into a shared inbox or help desk together with email and social messages.

This list covers eleven products operating in November 2026. Two have changed their branding: the company behind Intercom renamed itself Fin in 2026, and LiveChat is now presented by its publisher, Text, Inc., as Text Live Chat.

Contents
  1. Pricing models
  2. Methodology
  3. The list
  4. Comparison table
  5. Frequently asked questions
  6. See also

Pricing models

Live chat vendors use several pricing units. Per-seat pricing, charged for each agent, is used by Intercom, Zendesk, LiveChat, Freshchat, Help Scout and LiveAgent. Per-workspace pricing at Crisp includes a fixed number of agents. Volume-based pricing charges by conversations or tickets, as at Tidio and Gorgias. AI features are increasingly billed separately, for example per resolved outcome at Intercom, per 100 sessions at Freshchat or as a flat fee at Olark. tawk.to offers its core software free and charges only for optional services.

Methodology

Products were included if they were commercially available in November 2026, offered real-time website chat between visitors and human agents, and documented their plans on an official pricing page. Prices were taken from those pages in November 2026, with plan name, billing basis and pricing unit; promotional prices are identified as such.

Entries are ordered by scope of offering: customer-service suites in which chat is one channel among many first, then dedicated chat products, then free and low-cost chat tools, and finally specialist help desks. No user ratings or reviews were used.

The list

1

Intercom (Fin)

Best for: Software and internet companies wanting chat plus AI resolution

Intercom was founded in 2011 and in 2026 the company renamed itself Fin, after its AI customer-service agent; it reports that more than 30,000 companies use its products. The Intercom Helpdesk, which includes the website and in-app Messenger used for live chat, continues to be sold under the Intercom name. Prices are per seat on annual billing: Essential at US$29 per seat per month, shown at US$19 for new customers with a 35% discount; Advanced at US$85, which adds workflow automation and round-robin assignment and includes 20 free Lite seats; and Expert at US$132, with 50 Lite seats and service-level agreements. The Fin AI Agent is charged separately at US$0.99 per resolved outcome, a 14-day trial requires no card, and qualifying start-ups can receive a 93% discount.

Founded
2011
Company name
Fin (renamed from Intercom in 2026)
Pricing
Essential US$29; Advanced US$85; Expert US$132 per seat/month billed annually; Fin AI Agent US$0.99 per outcome
Trial
14 days

Strengths

  • Mature in-app and website messenger
  • Outcome-based AI pricing
  • Large discount for early-stage start-ups

Limitations

  • AI resolutions are billed on top of seats
  • Per-seat costs rise steeply on upper plans
2

Zendesk

Best for: Support teams needing chat inside a full help desk

Zendesk is a customer service platform with headquarters in San Francisco and offices worldwide, and a marketplace of more than 1,800 apps and integrations. Messaging and live chat for websites and mobile apps are part of its Suite plans. The entry Support Team plan, at US$19 per agent per month paid yearly (US$25 monthly), covers email ticketing for teams moving beyond a shared inbox; Suite Team, at US$55 per agent per month yearly (US$69 monthly), unifies channels including messaging and adds AI agents; and Suite Professional costs US$115 yearly or US$149 monthly. Annual billing saves 20%, and add-ons such as the Copilot AI assistant cost US$50 per agent per month paid yearly. Zendesk is generally adopted by organisations that need chat as one channel within a broader ticketing and service operation.

Headquarters
San Francisco, California, US
Pricing
Support Team US$19; Suite Team US$55; Suite Professional US$115 per agent/month paid yearly

Strengths

  • Chat integrated with mature ticketing
  • Large app marketplace
  • Published monthly and annual prices

Limitations

  • Monthly billing costs more than the yearly rate (US$25 versus US$19 on Support Team)
  • AI Copilot is a paid add-on
3

LiveChat

Best for: Businesses wanting a chat-first tool

LiveChat is a dedicated website chat product published by Text, Inc., and its pricing page now presents it as Text Live Chat; the company states its products are used by more than 30,000 customers worldwide. The Essential plan costs US$19 per user per month billed annually and includes chat and an omnichannel inbox with ticketing. The Growth plan, at US$79 per user per month billed annually, adds chat supervision and takeover, unlimited chat history, proactive campaigns, team performance reports, and AI agents with 200 AI resolutions a month. An Enterprise plan is custom-priced, extra AI resolutions are sold in packages of 50 for US$49.50, and paying yearly saves up to 24%. LiveChat is focused on sales and support conversations on websites, for organisations that want a chat-first tool rather than a full help desk.

Publisher
Text, Inc.
Pricing
Essential US$19; Growth US$79 per user/month billed annually; Enterprise custom

Strengths

  • Chat-focused feature set with ticketing included
  • Free trial on paid plans
  • Proactive chat campaigns

Limitations

  • Large price gap between Essential and Growth
  • AI resolutions limited by plan
4

Freshchat

Best for: Small teams needing a free multi-agent chat

Freshchat is the messaging product of Freshworks, which states that it is trusted by more than 74,000 businesses. Its Free plan supports up to 10 agents and includes a chat widget for websites and mobile apps, a shared inbox and email connection. Paid plans, billed annually per agent per month, are Growth at US$19, which adds social media messengers, text messaging, reporting and the Freddy AI Agent at US$49 per 100 sessions; Pro at US$49, which adds intelligent routing, multiple service-level policies and the Freddy AI Copilot as a US$29 add-on; and Enterprise at US$79, which adds audit logs and security controls. Annual billing saves 20%, and occasional users can be added with day passes. Freshchat is a common choice for small teams that need several agents on a free plan before moving to paid tiers.

Parent company
Freshworks
Pricing
Free (up to 10 agents); Growth US$19; Pro US$49; Enterprise US$79 per agent/month billed annually

Strengths

  • Free plan for up to 10 agents
  • Day passes for occasional agents
  • Enterprise tier adds audit logs and IP allow-listing

Limitations

  • AI agent sessions charged separately
  • Advanced routing only from Pro
5

Help Scout

Best for: Email-first support teams adding chat

Help Scout is a help desk built around a shared email inbox, with live chat and self-service delivered through Beacon, an embeddable support widget that offers chat on a website or in an app. A Free plan covers five users, one inbox, one Docs knowledge-base site and 100 contacts per month. Paid plans are Standard at US$25 per user per month, which includes live chat and SMS, Plus at US$45 and Pro at US$75, the last sold through a demo; the pricing page offers a 16% discount for annual billing. An AI assistant add-on resolves enquiries at US$0.75 per resolution. Help Scout is generally chosen by teams whose support is mainly email-based and who want chat as a complementary channel rather than the centre of their operation.

Pricing
Free (5 users); Standard US$25; Plus US$45; Pro US$75 per user/month; 16% off annually

Strengths

  • Free plan for up to five users
  • Live chat included from Standard
  • Combined inbox, chat and knowledge base

Limitations

  • Free plan has tight contact limits
  • Pro plan requires a demo
6

Tidio

Best for: Small online shops wanting chat plus AI

Tidio combines a help desk, live chat, rule-based chatbots called Flows and an AI agent called Lyro. A Free plan is available. On annual billing, which gives two months free, the Starter plan costs US$24.17 per month for 100 billable conversations, Growth starts at US$49.17 per month for 250 conversations, and Plus starts at US$300 per month plus usage, with Premium priced by sales. Lyro can also be bought as a standalone product from US$32.50 per month for 50 AI conversations, and the Flows chatbot from US$24.17 per month for 2,000 visitors reached. Paid plans have a seven-day free trial. Tidio's conversation-based pricing differs from per-seat models and can be economical for small teams with modest chat volumes.

Pricing
Free; Starter US$24.17/month; Growth from US$49.17/month; Plus from US$300/month (annual billing)
Trial
7 days

Strengths

  • Free plan
  • Chatbot and AI agent available standalone
  • Pricing by conversations rather than seats

Limitations

  • Conversation limits on lower plans
  • Short seven-day trial
7

Crisp

Best for: Small teams wanting flat per-workspace pricing

Crisp was created in 2015, is headquartered in Nantes, France, is self-funded without venture capital, and reports more than 600,000 users. It prices per workspace rather than per agent. The Free plan includes two agents and 100 customer profiles; Mini costs US$45 per month for four agents and 5,000 profiles; Essentials costs US$95 per month for ten agents and 50,000 profiles and adds connections to WhatsApp Business and other channels; and Plus costs US$295 per month for 20 or more agents and 200,000 profiles, with additional agents at US$10 per month. Each paid plan includes AI credits worth US$5, US$25 or US$75 respectively, with an estimated number of automated conversations. The per-workspace model favours teams with several agents.

Founded
2015
Headquarters
Nantes, France
Pricing
Free (2 agents); Mini US$45; Essentials US$95; Plus US$295 per workspace/month

Strengths

  • Flat price per workspace including several agents
  • Free plan
  • AI credits included in paid plans

Limitations

  • Free plan limited to 100 customer profiles
  • Larger profile counts require higher plans
8

tawk.to

Best for: Organisations needing free chat with no seat limits

tawk.to provides live chat, a hosted knowledge base and ticketing free of charge, financing itself through optional paid services rather than subscriptions. Removing the "Powered by tawk.to" branding costs US$29 per month, and an AI Assist bot that answers chats using a knowledge base and shortcut answers starts from US$29 per month, with a free tier for sites with limited chat volume. Businesses that do not want to staff chat themselves can hire trained agents from tawk.to for US$1 per hour. The company contrasts this model with traditional per-seat live chat subscriptions. tawk.to is therefore a common choice for small organisations, non-profits and sites that need basic chat without licence costs, although organisations with complex routing or reporting needs may require a fuller help-desk platform.

Pricing
Free; branding removal US$29/month; AI Assist from US$29/month; hired agents US$1/hour

Strengths

  • Core chat, knowledge base and ticketing free
  • Optional low-cost staffed chat

Limitations

  • Branding shown unless a fee is paid
  • Fewer enterprise controls than paid help desks
9

Olark

Best for: Sales-oriented websites wanting simple chat

Olark is a website live chat product that states it has been trusted by more than 12,000 businesses since 2009. Its human-only Live Chat plan costs US$29 per agent per month. The Standard AI Website Agent, powered by its Aiden AI engine, costs US$400 per month billed annually (US$4,800 per year) and includes unlimited conversations without token limits or overages, together with one human agent seat; further human agents cost US$29 per agent per month, so two agents on the AI plan cost US$429 per month. Larger customers can negotiate custom service levels, legal reviews and single sign-on. Olark's flat-fee AI pricing contrasts with per-resolution charges used by several competitors.

Pricing
Live Chat US$29/agent/month; Standard AI Website Agent US$400/month billed annually (includes 1 seat)

Strengths

  • Simple per-agent pricing for human chat
  • Unlimited AI conversations at a flat fee

Limitations

  • AI plan has a high fixed annual cost
  • Fewer omnichannel features than full help desks
10

LiveAgent

Best for: Small teams wanting chat, email and phone in one tool

LiveAgent is help desk and call-centre software for small and growing support teams, offered since 2004, combining email ticketing, live chat, telephony with interactive voice response, social media messages and a knowledge base in one inbox. At the time of review it was running a promotion on annual billing: Small at US$11 per agent per month (regular US$15) for up to five agents, a mid-tier plan at US$22 (regular US$29) for up to 15 agents including phone, and a top per-agent plan at US$38 (regular US$49) with more AI agents. An Enterprise plan costs US$3,199 per month billed annually with 80 agents included. AI usage is billed at the AI provider's cost with no LiveAgent fee, and a 30-day free trial requires no credit card.

Since
2004
Pricing
From US$15/agent/month annual (US$11 promotional); Enterprise US$3,199/month for 80 agents
Trial
30 days

Strengths

  • Chat, email, phone and social in one product
  • 30-day trial
  • No mark-up on AI usage

Limitations

  • Promotional pricing complicates comparison
  • Agent caps on lower plans
11

Gorgias

Best for: Online stores handling high ticket volumes

Gorgias is a help desk for e-commerce brands, integrating with Shopify, WooCommerce, BigCommerce and Magento and handling email, chat, social and help-centre channels; it is priced by monthly ticket volume rather than per agent. The Starter plan costs US$40 per month on monthly billing only, with 50 tickets per month; Basic costs US$90 per month or US$77 billed annually (US$924 per year) for 300 tickets; Pro, which the company says is used by more than 12,400 brands, costs US$550 or US$471 annually for 2,000 tickets; and Advanced costs US$1,430 or US$1,227 annually for 5,000 tickets. Tickets beyond the limit cost US$0.36 to US$0.40 each, and automated AI interactions beyond the included amount cost US$1.50 each. Custom plans are available above 5,000 conversations per month.

Pricing
Starter US$40/month; Basic US$90 (US$77 annual); Pro US$550 (US$471 annual); Advanced US$1,430 (US$1,227 annual)

Strengths

  • No per-agent charges
  • Designed around e-commerce workflows

Limitations

  • Overage fees per ticket and per AI interaction
  • Starter limited to 50 tickets a month

Comparison table

ProductPricing unitFree planEntry price for live chat (as published)
Intercom (Fin)Per seat + AI outcomeNo (14-day trial)US$29/seat/month annual
ZendeskPer agentNo (trial)US$55/agent/month (Suite Team, yearly)
LiveChat (Text)Per userNo (trial)US$19/user/month annual
FreshchatPer agentYes, up to 10 agentsUS$19/agent/month annual
Help ScoutPer userYes, 5 usersUS$25/user/month
TidioConversationsYesUS$24.17/month annual
CrispPer workspaceYes, 2 agentsUS$45/month
tawk.toFree + optional servicesYesUS$29/month (branding removal)
OlarkPer agent / flat AI feeFree trialUS$29/agent/month
LiveAgentPer agentNo (30-day trial)US$15/agent/month annual (regular)
GorgiasTicketsNo (trial)US$40/month

Frequently asked questions

What is the best free live chat software?

tawk.to provides live chat, a knowledge base and ticketing free, charging only for optional services such as branding removal at US$29 per month. Freshchat's free plan supports up to 10 agents, Help Scout's free plan five users, and Crisp's free plan two agents. Tidio also offers a free plan. Free tiers typically limit history, profiles or automation.

How much does live chat software cost?

Entry prices for paid plans on this list are mostly between about US$15 and US$30 per agent per month on annual billing, such as LiveChat and Zendesk Support Team at US$19 and Help Scout Standard at US$25. Workspace and volume-based products differ: Crisp Mini costs US$45 per month for four agents and Gorgias Starter US$40 per month for 50 tickets.

Is Intercom now called Fin?

The company that developed Intercom renamed itself Fin in 2026, after its AI customer-service agent, and its about page now sits on fin.ai. The Intercom Helpdesk and Messenger remain on sale under the Intercom name, with Fin AI Agent resolutions billed at US$0.99 per outcome in addition to per-seat helpdesk pricing.

What is the difference between live chat and a chatbot?

Live chat connects website visitors with human agents in real time, while a chatbot answers automatically using scripted flows or AI. Most current products combine both: Tidio pairs live chat with its Flows chatbots and Lyro AI agent, and Olark offers human chat at US$29 per agent alongside a flat-fee AI website agent.

Which live chat software is best for e-commerce?

Online retailers frequently consider Gorgias, which is built for e-commerce and prices by ticket volume rather than agents, and Tidio, whose plans are priced by conversations and which offers chatbots and an AI agent as standalone products. General chat tools such as LiveChat and Crisp are also used by retailers that want chat without a full e-commerce help desk.

See also

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